ABI Category Information.

The ABI stands for the Association of British Insurers which is UK’s leading financial services trade association. The ABI Category is an indication of the level of the damage to a vehicle.

Category B – Where the vehicle is to be dismantled for spare parts only. Bodyshells/frames must be crushed in their entirety including all welded/bonded sections.

Category C – Where the vehicle is repairable salvage and the estimated full cost of necessary repair for known damage at current prevailing rates and prices exceeds the market valuation as defined by the insurer/owner at the incident date.

Category D – Where the vehicle is repairable salvage and the estimated full cost of necessary repair for known damage at current prevailing rates and prices is less than the market valuation as defined by the insurer/owner at the incident date.

Category X/U – Minimal Damage and Category U-Unrecorded are outside of the ABI Code of Practice and denote other vehicles not classified as a total loss under the code.

*Category S – Repairable vehicle which has sustained damage to any part of the structural frame or chassis, and the insurer/self-insured owner has decided not to repair the vehicle.

*Category N – Repairable vehicle which has not sustained damage to the structural frame or chassis and the insurer/self-insured owner has decided not to repair the vehicle.

* From 1st October 2017, you will gradually start to see the new Category S & N vehicles appear. Any vehicle categorised as C & D prior to 1st October will remain in circulation under those categories until such point as they are re-categorised, so there will be a period of crossover where you will see both Category C & D and Category S & N vehicles.